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When filing Chapter thirteen, you will have to submit a proposed payment program. In the long run, the court would require you to pay for required debts and get a discharge of suitable debts.
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Having said that, maybe you have to offer some house so as to repay creditors. You need to qualify for Chapter seven by means of a way Check that will identify if your money fulfills suggestions to file Chapter 7. A bankruptcy attorney can wander you from the Chapter 7 procedure and help you go ahead and take indicates test.